Loan Information

Information About Student Loans










What is the difference between a grant and a loan? 











Often, students need to borrow money to help with school-related expenses. Typically, a student who needs to borrow to complete school is making a good investment in their future. However, many students enter into debt without a clear picture of how it will affect them in the long run.

The SRJC Financial Aid office is dedicated to student success. To help students successfully navigate the student loan process and develop a realistic educational borrowing plan, our loan application includes a “Responsible Borrowers Worksheet”.

We have staff to assist you in defining a realistic long-term borrowing plan, understanding how the 150% subsidized loan limit affects you in completing the Responsible Borrowers worksheet.